**No Flooding or Damage after Hurricanes Helene and Milton. MILESTONE INSPECTION COMPLETED, NO CURRENT SPECIAL ASSESSMENTS. Discover your Intracoastal Waterfront retreat, every day will feel like a beach vacation! This home is 1, 145 square feet and is tastefully decorated with coastal upscale furnishings right out of a magazine. Turnkey ready, with a modern kitchen, stainless steel appliances to include a Samsung range, LG double door refrigerator, Bosch dishwasher and a separate wet bar with a view of the breathtaking waterway known as The Narrows of Indian Shores. This home has extra interior and exterior storage, the primary bedroom is furnished with a King-size bed, a large, mounted TV, an en-suite bathroom, and a large walk-in closet. The guest bedroom includes a brand-new Queen-size bed, a Roku enabled television, and the guest bathroom has a walk-in shower. The living room and covered screened patio is the perfect setting to relax and unwind while listening to the sounds and sights of nature. This home will not last and is a rare opportunity in the highly sought-after Sea Club Community. The Sea Club Community amenities include a fishing pier, fish filet station, heated saltwater lap-swimming resort-style pool and sundeck, car wash stalls, shuffleboard, covered picnic areas, grilling stations, dog-walk areas, bicycle covered storage and lush mature tropical landscaping. This community is meticulously maintained, self-governed and well-managed! Steps from the pristine white sands of Indian Shores Beach, located along the Gulf Beaches trolley route and a short walk to local shopping and dining. Whether you’re looking for a primary residence, a second home, or a vacation getaway, this condo is the one, Welcome Home! The Sea Club Community allows for a 7-day rental period, making this condo an income-generating property.
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Our Executive Mortgage Banker:
Our Insurance Division:
$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $545 | $545 | $545 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,460 | $3,456 | $4,385 |
Total Monthly Payment | $4,096 | $4,092 | $5,021 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.