This Sprawling ONE STORY WATERFRONT Home, with over 4100 Square Foot of living space, features a Private Deeded Dock complete with 10, 000lb boat lift with Direct access to Tampa Bay and Beyond! This stunning Mirabay property was built at high elevation on an OVERSIZED lot with zero storm flooding issues. New owner can have peace of mind with the transferable existing flood insurance policy. Nestled back in the highly desirable, gated, Grande Isle of Mirabay; this gorgeous and SPACIOUS 3 (possibly 4) Bedroom, 4 Bathroom home is sure to impress with its wide open floor plan, large bedrooms, custom built-ins, oversized garages and coastal charm. The chef's kitchen features an enormous, custom 9x7 island with granite countertops, double ovens, wine rack, beautiful cabinets & a walk in pantry outfitted by Closets By Design. The open and airy dining, living, kithen and family rooms feature 8-foot sliding glass doors that pocket open to an incredible, waterfront, back yard OASIS! The multi level, travertine tiled, fully screened lanai offers plenty of space for dining & grilling, a cozy sunken seating area that is perfect for entertaining while enjoying the water views, passing (idle speed) boats and regular manatee visitors! Recent upgrades/updates include newer A/C (2021) and Ducting, Newer driftwood look flooring throughout (2021), impressive QUALITY custom-built ins were professional crafted and installed in the Foyer, Executive office, laundry room, BOTH Master Walk-in Closets, and pantry! The spacious master suite features sliding glass doors to the lanai and stunning en-suite bathroom with a garden tub, walk in shower, and dual vanities. This desirable, ONE story, split floorplan has 2 additional guest rooms, one with its own full, en suite bathroom and walk in closet!! Mirabay is a GORGEOUS, Gated, Waterfront Community offering Resort-style amenities including junior Olympic-sized pool with lap lanes, Splash Pool, 110ft WATERSLIDE!!!, Poolside Cafe/Bar, beautiful common areas, clubhouses and parks, nature trails, kayaking, community groups, fitness center, playgrounds, tennis courts, basketball/pickleball/multi-sport courts and SO much more!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,195,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $956,000 | $956,000 | $956,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.864% | 6.810% |
Monthly Tax Payment | $1,913 | $1,913 | $1,913 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,121 | $6,201 | $8,394 |
Total Monthly Payment | $8,159 | $8,239 | $10,432 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.