Discover 189 Sunset Shore Drive in Alton, a lovingly cared-for lakefront home making its debut on the market. Set on the picturesque shores of Sunset Lake, this chalet-style A-frame residence boasts panoramic lake views that will leave you in awe. This beautiful home features two master bedrooms, a guest bedroom, and a flexible bonus room currently used as an additional bedroom, offering plenty of space for family and guests. The open-concept kitchen on the lower walkout level is designed to capture the breathtaking lake views, making it a joy to cook and entertain. The lower level also includes a spacious family room with soaring high ceilings, creating a bright and airy atmosphere filled with natural light. Step outside to enjoy the sandy beach with crystal-clear water—perfect for swimming. The expansive balcony provides a fantastic space for entertaining, with stunning lake views that offer an unbeatable backdrop. This contemporary home offers incredible value with its spacious layout. Furnishings are negotiable, making it even easier to move right in and start enjoying lakeside living. The home is a 2-bedroom home per the tax card and has a 2 bedroom septic; however, there are two additional bonus rooms currently being used as bedrooms. Sunset Lake is lowered for dam work, back to normal level by April 2025. Delayed showings begin at the open house on Saturday, September 14th from 9 AM to 11 AM. Don’t miss this rare opportunity to own a slice of paradise on Sunset Lake!
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $919,200 | $919,200 | $919,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.902% | 6.486% | 6.056% |
Monthly Tax Payment | $559 | $559 | $559 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,219 | $5,735 | $7,695 |
Total Monthly Payment | $5,903 | $6,419 | $8,379 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.