HIGHEST & BEST OFFER DEADLINE IS TUES. 9/17/24 AT 1: 00 PM. Desirable, well-kept home, quiet neighborhood, double lot, close to Conimicut & Warwick Neck. Spacious home, 2, 200 sq ft of generous living space, perfect blend of comfort & versatility, 4 well-appointed BR's, 2 full BA's. Unique in-law suite with kitchen, private BR, & full BA, perfect for multi-generational living, guest suite or primary BR suite. Fully finished LL provides additional living space, perfect for family room, home office, or playroom. The main floor's open concept living & dining areas are ideal for entertaining, ample natural light & updated flooring throughout. Primary kitchen features granite counters, tiled backsplash, updated SS appliances, plenty of counter space & a breakfast bar with wine fridge. Additional amenities include beautifully remodeled full BA, tile flooring, granite vanity top & oversized stall shower with waterfall shower head, dual gas FHA heating systems with central A/C, central vac, updated electrical service, public utilities, plenty of basement storage space & walkout lower level. Enjoy morning coffee on spacious deck overlooking patio, nicely landscaped, fenced backyard, perfect for summer barbecues & outdoor activities plus hot tub & irrigation system. Located in sought-after area close to schools, shopping, dining, golfing, swimming, boating, walking trails, easy access to major highways. Sherman Elementary, Warwick Veterans Jr. High and Pilgrim High School districts.
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Our Executive Mortgage Banker:
Our Insurance Division:
$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.616% | 7.055% | 6.256% |
Monthly Tax Payment | $498 | $498 | $498 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,560 | $2,496 | $3,205 |
Total Monthly Payment | $3,133 | $3,069 | $3,778 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.