Centrally located on a quiet, residential road, yet close to everything, this charming 3 bedroom 1. 5 bath ranch is perfect for any family. If you're looking for a starter home, want a great family-friendly neighborhood to raise your family in, or are looking to downsize. . . this house is for you. All of the hard stuff has been done in 2024, so you can move right in and spend your money on the fun things! Updates include a new roof, freshly painted exterior, all windows reframed/sided with aluminum cladding, new wood deck, newly renovated bathroom w/beautifully tiled tub/shower, new dishwasher, and absolutely stunning refinished hardwood floors. Even the furnace has been cleaned. Additionally, in the lower level, along with a half-bath and laundry room, you'll find almost 500 sq ft of added living space just waiting for your imagination. All of this, set on an expansive, corner lot that's tree-lined for your privacy, with a shed that is perfect for a home workshop, play space, or garden storage. Close to schools (walking distance to elementary and middle schools), parks, shopping, restaurants, and major commuting routes. Being sold AS IS. Estate sale subject to probate court approval (process already underway). BACK ON MARKET: Previous buyers were unable to secure a mortgage.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 11.4 x 11.3 | Main |
Bedroom 2 | Hardwood Floor | 8.5 x 8.0 | Main |
Dining Room | Skylight,Vaulted Ceiling,Balcony/Deck,Ceiling Fan,Sliders,Engineered Wood Floor | 10.0 x 10.5 | Main |
Eat-In Kitchen | Dining Area,Engineered Wood Floor | 12.0 x 11.5 | Main |
Full Bath | Full Bath,Tub w/Shower,Tile Floor | 6.5 x 8.0 | Main |
Living Room | Bay/Bow Window,Hardwood Floor | 11.0 x 21.0 | Main |
Primary Bedroom | Hardwood Floor | 11.0 x 14.8 | Main |
Rec/Play Room | Partial Bath,Concrete Floor | 21.0 x 22.0 | Lower |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,920 | $359,920 | $359,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $543 | $543 | $543 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,455 | $2,392 | $3,086 |
Total Monthly Payment | $3,073 | $3,010 | $3,704 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.