High and Dry after both Hurricanes. This Kensington Townhomes is a gated community centrally located in the heart of Brandon. Quick access to I-75 and the cross town make this a desirable location for anyone needing quick access to downtown Tampa, Bradenton, North or East Hillsborough County. This 2 bedroom, 2. 5 bath split bedroom plan features additional second floor flex space that can be used as a guest room, home office, or media room. There is beautiful wood flooring and lots of natural lighting in the living room as you enter the townhome The nicely sized dining room features floating shelves, an upgraded light fixture and a convenient passthrough to the kitchen. The kitchen has a full suite of stainless steel appliances, solid wood cabinets and granite counters. All wet areas have ceramic tile. The home also features a reverse osmosis filtration system. The switchback stairs lead to the second floor bedrooms which are full of natural lighting that accent the vaulted ceilings. There is a full size stackable washer and dryer conveniently located at the top of the stairs and adjacent to the guest bath. One of the most impressive and unique features of this unit is the fully enclosed and air conditioned Florida room with views to the pond. Imagine enjoying your morning coffee with a view of the pond and the local wildlife it attracts. Important updates and upgrades include: HVAC System (2017), Water Heater (2017), Windows (2015) and Water Softener (owned and conveys). The Homeowners Association is responsible for maintaining the roof, which has been replaced in the last year. The community pool is a short distance from the unit. You are a short drive to anywhere with quick access to I-75. Brandon Mall, Shopping and restaurant are within 5 minutes of the townhome
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $208,000 | $208,000 | $208,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $263 | $263 | $263 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,384 | $1,382 | $1,783 |
Total Monthly Payment | $1,722 | $1,720 | $2,121 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.