161 Route 23, Claverack, NY, 12513 | $365,000

The Perfect Place to call Home! This circa 1915 Arts and Crafts home is perfectly maintained for the next steward's immediate enjoyment! Set just moments outside of Hudson, this Claverack sweetheart boasts some period details, an attractive yard with Pool, and more than meets the eye for living area and spaces for all!The front entry is nicely appointed with a full wall of storage, perfect for the coats and boots not to mention room for a lot more. The French door guides you and your guests into the attractive living room, and it is here that you get your first glimpse of the home's pristine nature. A wide doorway beckons you into the dining room where you'll host the Monday night dinner or the Thanksgiving feast, with the cheery kitchen located just beyond, perfectly neat and efficient. There is a home office to the front of the home if someone wants to work from home or play on the computer, and the mudroom to the rear of the house is the everyday entrance and gives you access to the yard, the pool and the garage. The half bath that is situated off the mudroom is ideally located, especially during summertime fun in the pool and yard. Upstairs you'll find 3 bedrooms and an updated bath with walk-in shower stall, while the hallway boasts a built-in linen closet that is so true to its period roots. The first two floors offer wood flooring that adds to the charm, while the lowest level of the home is fitted out with an attractive and warm wall to wall carpeting. Use this space for additonal office area, family room television or gaming, play room, you name it! Laundry hook-ups and storage spaces surround the finished spaces, neatly tucked behind closet doors. Outside you'll find the lawn a soft carpet of green and there are nice plantings and gardens to adorn it. Summertime brings the heat, so plan to cool off in the AG pool and later soak up some sun on the large deck that borders it. Don't miss the fact that this home also includes a generator that will run the majority of the home should the power go out! So much here to love, call for your special appointment!

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 1 half
  • Style: American Basic,Arts & Crafts
  • Year Built: 1915
  • Garage: 1-car Detached
  • Heating: Base Board,Hot Water
  • Basement: Full
  • Approx Sq. Feet: 1,400
  • Acreage: 0.2
  • School District: Hudson
  • MLS#: 154311
  • Days on Market: 8 days
  • Website: https://www.raveis.com
    /prop/154311/161route23_claverack_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Red Apple Realty

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

161 Route 23, Claverack, NY, 12513

$365,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $292,000 $292,000 $292,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 5.990% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.470% 6.161% 5.248%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,774 $1,749 $2,308
Total Monthly Payment $1,849 $1,824 $2,383

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.