Imagine your ideal Catskills getaway in a charming Chalet style home nestled among the trees and part of a wonderful community around a 20+ acre lake. Where summers are filled with significant splashing battles and pleasant evening paddles, and winters are warmed with fire-side brandies and mouthwatering tastes. This spacious home presents 3+ bedrooms and 2 bathrooms, and numerous outdoor niches -- ample space for you, and your guests, to relax and unwind in comfort. As you approach the chalet, the large deck space catches your eye, beckoning you to step outside and take in the fresh mountain air. The deck is perfect for entertaining family and friends, with plenty of room for outdoor dining, lounging in the sun, or gathering around a crackling fire pit under the stars. Inside, the chalet exudes warmth and coziness, with exposed wood beams & warm-toned knotty pine ceilings. A central stone fireplace warms the home, as well as your heart, and large windows frame picturesque views of the surrounding nature. The open concept living area is ideal for hosting gatherings with a spacious kitchen that invites culinary creations and a dining area where memories are made over shared meals. 2 bedrooms on the first floor, plus a great second floor with a loft family room, a 3rd bedroom and even a handy home office ( or, possible 4th bedroom). The Juliet balcony off the back allows nice views, convenient outdoor seating, and communication with the screened porch and cocktail deck below. The primary suite has a newer addition that houses a private en suite spa bathroom with a unique raised jetted tub and vaulted ceilings. Aroma therapy sessions await you!Outside your chalet, the lake beckons with its tranquil waters and scenic beauty. Spend your days kayaking on the lake, fishing from the shore, or simply basking in the sun on a private grass beach just steps from your house. In the evenings, gather around the fire pit for stories and s'mores, or take a leisurely stroll around the circular community road. This Catskills lake house getaway offers a perfect blend of relaxation, recreation, and connection with nature. Whether you're seeking a peaceful retreat or a place to create lasting memories with loved ones, this chalet style home provides the ideal setting for your mountain escape. Minutes from the charming villages of Stamford, Hobart and Delhi, and close to the city of Oneonta, plus under 3 hours from the GWB, this one is easy to love!
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $308,000 | $308,000 | $308,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,101 | $2,047 | $2,641 |
Total Monthly Payment | $2,176 | $2,122 | $2,716 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.