Almost everything is new in this charming two-level country home in Sullivan County, approximately 2 hours from New York City. Totally renovated by the owner, upgraded and expanded in 2024. New roof, walls, windows, floors, plumbing, heating/cooling, kitchen with island and granite countertops, 3 bedrooms and 2 baths, expanded covered porch. This beautiful home features an open layout designed for comfort and functionality. The main level boasts a large living area and kitchen combination with radiant heat floors, new wood burning stove, dining area, spacious kitchen equipped with a nice size island and new stainless steel appliances. It provides ample living space with one bedroom and full bath on the ground floor and main bedroom and another full bath on the upper level, plus third bedroom perfect for home office. The lower level opens to a covered porch. New full size washer and dryer in the lower level bathroom. House is situated on a 0. 4 acre level lot with barbecue area, tool shack and plenty of room to build a garage. Beautiful, fenced vegetable garden. Brand new drilled well supplies top quality drinking water, but municipal water is also available. Experience the best of country living without sacrificing convenience in this country home. Access to community pool and clubhouse, dog park, Smallwood Beach. Lake access pass can be acquired for a fee. Owner will include all furniture, appliances and equipment. All work has been done, just move in. Great location, minutes from Monticello, Bethel Woods Center for Performing Arts and Resort World Catskills. Enjoy the best quality of life that Catskills region offers including serenity and accessibility to many local amenities.
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$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $205 | $205 | $205 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,591 | $1,590 | $2,051 |
Total Monthly Payment | $1,871 | $1,870 | $2,331 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.