Welcome beautiful 22 McKee Street to the Floral Park market. This lovingly maintained 1429 square foot 4 bedroom, 2 full bathroom Cape home has it all including a BRAND NEW ROOF installed October 2024!. Located in ideal mid block location, close to transportation, LIRR, shopping, restaurants and so much more, making this an ideal purchase opportunity! The lovely front porch offers beautiful curb appeal welcoming all. The ideal floor plan will delight with first floor offering spacious sunlit living room, formal dining room with custom built corner cabinet, lovely eat in kitchen, first floor bedroom, additional first floor bedroom or use as lovely den/family room with entrance to backyard for ideal entertaining and fully renovated full bathroom. Upstairs enjoy additional two sizable bedrooms with completely updated full hall bathroom. The basement level delights with an additional 881 square feet of wonderful space! The finished recreation room on this level offers new laminate flooring and boasts a custom bar - ready to enjoy as rec space, entertaining space, office space or home gym. Use your imagination. A full laundry room and large storage room along with brand new permitted legal egress window complete this level. Outside, the 40x100 property is meticulously landscaped while the private backyard offers relaxing patio overlooking garden with fully fenced in yard. ALL permits on file with the town. Enjoy everything that beautiful and historic Floral Park has to offer as well as the charm of this wonderful and lovingly maintained home! Don't miss this special listing!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $660,000 | $660,000 | $660,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $850 | $850 | $850 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,747 | $4,118 | $5,525 |
Total Monthly Payment | $4,689 | $5,060 | $6,467 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.