109 13th STREET S, Bradenton Beach, FL, 34217 | $3,850,000

Under contract-accepting backup offers. Bayfront Estate perfect for an island get away, a family compound, or VRBO investment property. This unique waterfront complex directly on Sarasota Bay with views of the Sarasota skyline & AMI beach. Property consists of the main house (4 bedrooms & studio apt), a cottage (2 bedrooms), and duplex (2 bedrooms). Main house has been remodeled by prior owners to hurricane specs, and custom features consisting of granite and marble counters with back splashes, teak flooring, and has an elevator to all floors. There is an 800 SF deck overlooking the Bay and a deck off one of the bedrooms, which overlooks the Gulf of Mexico. The ground floor 2 bd/2 bth cottage has a spacious covered lanai with Bay views, great room, and kitchen. The ground floor duplex has 1 bd/1 bth, and kitchenette in each. These two separate structures are perfect for mother-in-law suite, guests, staff, office, or rentals. This estate also has a large fitness room overlooking the Bay. The property sits at the end of a short, very private, quiet street which is only a half block to the pristine water of the Gulf of Mexico. Includes a lagoon style heated pool & hot tub facing the Bay. There are two deep water wood docks with electric and water supply. Enjoy magical sunrises and sunsets from this stunning setting all year round!
Serious inquiries only please.

Features

  • Rooms: 3
  • Bedrooms: 9
  • Baths: 9 full
  • Lot Size: 107 x 130
  • Laundry: Inside, Laundry Room
  • Year Built: 1983
  • Garage: Driveway
  • Heating: Central, Electric, Heat Pump, Wall Units / Window Unit
  • Cooling: Central Air, Mini-Split Unit(s), Wall/Window Unit(s), Zoned
  • Approx Sq. Feet: 5,445
  • Acreage: 0.32
  • Lot Size: 107 x 130
  • Est. Taxes: $39,219
  • Lot Desc: Cul-De-Sac, Flood Insurance Required, FloodZone
  • View: Water
  • Pool: Heated
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: A4578003
  • Days on Market: 263 days
  • Website: https://www.raveis.com
    /eprop/A4578003/10913thstreets_bradentonbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/21/2024 8:47:08 AM)
Listing courtesy of MICHAEL SAUNDERS & COMPANY   Phone: 941-752-2683

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NMLS Mortgage Loan Originator ID 16953

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109 13th STREET S, Bradenton Beach, FL, 34217

$3,850,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $3,080,000 $3,080,000 $3,080,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.625% 6.750% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.282% 6.876% 6.830%
Monthly Tax Payment $3,268 $3,268 $3,268
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $19,722 $19,977 $27,042
Total Monthly Payment $23,115 $23,370 $30,435

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.