One or more photo(s) has been virtually staged. This is it! Highly sought after Portofino model with 2 bedrooms, 3rd bed/home office, 2 ½ baths and 2 car garage, large covered lanai on water with 2282 sq. ft. Move in ready with tons of extras done for you. How about whole house solar and Car charging station and more. Walk up the landscaped walkway up to the screen entry and step inside and be prepared to be amazed! This home has it all done for you to move in and start enjoying the Florida lifestyle. This well-appointed and freshly painted home has tile flooring along with crown molding throughout with no carpet in sight. The kitchen/ family room is open to the outdoor lanai and is perfect for entertaining inside and out. The large, covered tiled lanai is perfect for outdoor entertaining with a fabulous water view. The perfect place to enjoy to Florida life. The gourmet kitchen has a breakfast bar along with 42”wood cabinets, granite counters, under and over cabinet lighting, tile back splash and pantry cabinet. All appliances included with new microwave and Bosch dishwasher The breakfast nook is perfect for casual dining and a place to enjoy the morning sunshine. The large master suite is spacious with 2 huge custom master closets The master bath has beautiful white cabinets, dual sinks, linen closet and a walk-in glass walk in shower and a bathtub too! The large den/ 3th bedroom with double doors is a versatile space can be a bedroom or office or both. There is a powder room as well, perfect for guests. The laundry room has washer dryer, cabinets and a sink. There is a convenient full bath located next to 2nd bedroom. Garage features finished floor, insulated garage door, and tons of cabinets. Additional features include 14 new impact windows, new AC in 2024, Electric car charger in garage, whole house solar with low electric bills, lights, fans and is a must see. Move right in, seriously! All this at Valencia Lakes the premier active adult 55 plus community in the greater Tampa area and located close to Tampa, St. Petersburg and Sarasota. Enjoy the resort style living! Some amenities include an outdoor recreation area with a resort style heated pool, tennis courts, pickle ball, dog park The clubhouse provides a huge social hall for concerts and dances, a fitness center, card rooms, cafe, tons of clubs, shows and more! Call this home and Live like you are on vacation every day!
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$509,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $407,200 | $407,200 | $407,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.160% |
Monthly Tax Payment | $68 | $68 | $68 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,709 | $2,675 | $3,409 |
Total Monthly Payment | $2,869 | $2,835 | $3,569 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.