Welcome to this charming Cape Cod end-unit condo, ideally located in the sought-after Kings Point community of Sun City Center. Though the tax records show 1, 205 square feet, this home offers much more—an impressive 165 square-foot open-air Florida Room expands the total living area to 1, 370 square feet, providing ample space for relaxation and entertaining. Step into your private oasis, complete with a tranquil banana tree garden, outdoor pavers, and lush tropical greenery that frame the serene patio. Unwind in the screened-in front porch, or retreat to the extended Florida Room for a seamless indoor-outdoor living experience that captures the essence of Florida sunshine and peaceful living. Inside, the great room and kitchen are accented with custom built-in cabinets and shelves, blending style with practicality. The kitchen boasts sleek granite countertops, a breakfast bar, and stainless steel appliances, all updated for modern living. Recent upgrades include fresh paint, luxury vinyl flooring, and remodeled bathrooms with elevated sinks and toilets. A brand new air conditioning system installed in the summer of 2024 ensures comfort year-round. Additional features include a brand new dishwasher and recent re-piping (completed in September 2020). Unique hand-crafted built-ins and artistic murals add personal touches throughout the home also features a chair rail in the Living Room. The one-car garage offers a perfect workshop space for hobbyists. The monthly COA fee includes essential services like cable TV, internet, water, pest control inside & out, exterior maintenance, amenities, maintenance crews and security. Ideally located near the Community pool and the South Clubhouse, you'll enjoy access to top-notch amenities, clubs, and activities in this gated 55+ community. Situated between Sarasota and Tampa, you're a short drive from the best of Florida, including award-winning beaches, dining, and entertainment. This home is your gateway to a serene and fulfilling lifestyle in one of the country’s top-rated retirement communities.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $208,000 | $208,000 | $208,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $171 | $171 | $171 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,384 | $1,366 | $1,754 |
Total Monthly Payment | $1,630 | $1,612 | $2,000 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.