Welcome to your dream lake access retreat! Nestled on a generous . 44 acre lot with deeded private rights to picturesque Lake Winnisquam & a 40' dock. This charming home offers the prefect blend of modern comfort & natural beauty, offering approx. 1, 800 sq/ft of thoughtfully designed living space on 2 levels & attached garage. The home features 3 BRs & 2. 5 BAs ensuring ample room for both relaxation & entertaining. Step inside & you are greeted by an inviting open concept layout where the kitchen, dining area, & spacious living room seamlessly blend together. The kitchen has ample cabinet/countertop space, a pantry, & modern appliances. The living room features hardwood floors, oversized windows that fill the space with plenty of natural light while framing partial views of Lake Winnisquam. The main level also includes a primary suite complete with an attached full bathroom with separate shower/jacuzzi tub. Upstairs you will find a second primary suite that includes a cozy sitting area, attached full bathroom with a jacuzzi tub, & work area with partial views of Lake Winnisquam, a perfect spot to enjoy your morning coffee or unwind after a long day. Spacious third bedroom is also located on the second level. Expansive yard provides plenty of space for outdoor activities & gardening. Enjoy the charming front porch, or take advantage of the 40' dock, ideal for boating, fishing, or simply soaking in the beauty of Lake Winnisquam!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,920 | $559,920 | $559,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $683 | $683 | $683 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,725 | $3,678 | $4,722 |
Total Monthly Payment | $4,500 | $4,453 | $5,497 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.