Discover the perfect blend of classic charm and convenience in this delightful 4-bedroom, 1. 5-bath center-hall colonial home nestled on a corner property in this NYC prime location of Woodlawn. This well-maintained home welcomes you with an inviting entry foyer greeted by a rich wood bannister that sets the tone for the home's refined aesthetic. It boasts a spacious living room with a wood-burning fireplace plus double French doors to a bright enclosed sunroom. This sunlit home features a cozy eat-in-kitchen which flows lovingly into the formal dining room with original built-in china closets. The interior showcases intricate moldings, hardwood floors, and traditional details that reflect the craftsmanship of this quaint home. The second floor is complete with four generously-sized bedrooms along with a full bathroom. The walk-up attic completely insulated has so much space for storage and has endless possibilities to add additional living space. The unfinished basement level has plenty of storage, which features the utility room, laundry and enough room to create your own area for a home gym, office or play area. Situated on a lovely corner lot, convenience meets comfort with a private driveway and a detached garage, providing ample space for parking or storage. A charming rose-covered lattice arch side entry off the garage leads to the upper-level patio and lower-level garden. Whether you're hosting a summer barbecue or simply unwinding after a long day, this outdoor oasis offers endless possibilities to become the perfect backdrop for your lifestyle. The spacious backyard offers a peaceful retreat right at home. The patio area is ideal for al fresco dining, relaxing with a book, or entertaining guests, adding a touch of elegance to your outdoor experience. This convenient walkable location is just around the block from restaurants, pubs, coffees shops, a grocery store, school, and more! Truly a commuter's dream- just minutes to the Metro North train, buses, major parkways and 25 minutes to Manhattan. This is the perfect place to call home with a unique blend of comfort, convenience and affordability!!!
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Our Executive Mortgage Banker:
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$739,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $591,200 | $591,200 | $591,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $619 | $619 | $619 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,933 | $3,884 | $4,986 |
Total Monthly Payment | $4,644 | $4,595 | $5,697 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.