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144 Carpenter Street, Providence, RI, 02903 | $819,000
Originally built in 1890, this home has undergone a complete transformation, ushering it into the 21st Century with style. The property houses two attractive units across three floors. An exquisite designer kitchen commands attention, showcasing an oversized quartz peninsula with a waterfall edge & professional grade appliances. A large bedroom offers ample space for a king size bed, with room to spare. An elegant full bath with a soaking tub & glass tile shower complete the 1st floor. The second unit's open layout is an entertainer's dream, with a bonus dining area/home office. A fully equipped galley kitchen features leathered granite countertops. The captivating bedroom has a private shower, with a separate entry to a room with a vanity, toilet, and in-unit laundry that can be used by guests. Another sumptuous suite spans the entire 3rd floor, with a shower, soaking tub, walk-in closet, and an immense sleeping area. Enjoy views of Downtown Providence through the skylights. Back downstairs, an enchanting Zen garden invites you to indulge in peace. Hydro-air heat & Central A/C, plus a brand new roof make this home truly turn-key. Explore the possibility for development of the attached historic storefront. This corner lot in Providence's coolest neighborhood offers a 2-car garage, plus 2 driveway spaces. Steps to the many shops & cafes along Broadway. Welcome to The West Side. . . a rare offering! *Legal 2-Unit, currently also listed in Single Family category MLS#1368541*
Features
- Amenities: Highway Access,Near Schools,Public Transportation,Restaurant,Shopping
- Rooms: 8
- Bedrooms: 3
- Baths: 3 full
- Units: 2
- Laundry: In Unit
- Year Built: 1890
- Garage: 2-car Detached,Garage
- Heating: Gas,Hydro Air,Zoned
- Cooling: Central Air
- Basement: Exterior Entry,Full,Interior Entry,Unfinished
- Acreage: 0.06
- Est. Taxes: $6,872
- Lot Desc: Corner Lot
- Appliances: Dryer,Dishwasher,Electric Water Heater,Gas Water Heater,Microwave,Oven,Range,Refrigerator,Range Hood,Tankless Water Heater,Water Heater,Washer
- MLS#: 1368357
- Website: https://www.raveis.com
/prop/1368357/144carpenterstreet_providence_ri?source=qrflyer
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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
144 Carpenter Street, Providence, RI, 02903
$819,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $655,200 | $655,200 | $655,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
| Monthly Tax Payment | $573 | $573 | $573 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,720 | $4,088 | $5,485 |
| Total Monthly Payment | $4,385 | $4,753 | $6,150 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB