Nestled almost an acre away from the road, 586 Albany Turnpike greets you with a long private driveway leading to a serene and tranquil home. Surrounded by nature, this property offers direct access to one of the best fly-fishing spots on the river and abundant wildlife. The open-concept kitchen features a central island for added counter space and seating, and a charming kitchenette area near bay windows, ideal for casual dining with a view. The kitchen flows into the living area, perfect for entertaining, along with the Great Room, which is parallel to the dining room. The home also boasts updated floors & tiling in the beautifully renovated primary bath with a luxurious jetted tub surrounded by large windows, allowing you to soak in the outdoor views. The spacious primary bedroom has direct access to the expansive deck, creating a private escape where you can step outside and unwind. In the back of the home, you'll find a new set of stairs leading down from the deck to the river, where you can enjoy the calming sound of water and the natural beauty. The property also includes patios on both sides, and an open yard to the left offers plenty of space for outdoor activities. The partially finished basement provides additional living space, whether you're looking for a rec room, an extra bedroom (complete with a closet), or a cozy retreat. While property is in a flood zone property owner has an elevation certificate and flood insurance is no longer required
Type | Dimensions | Level |
---|---|---|
Bedroom 1 | 12.7 x 13.9 | Main |
Bedroom 2 | 10.5 x 15.2 | Main |
Dining Room | 11.5 x 14.2 | Main |
Eat-In Kitchen | 11.0 x 12.1 | Main |
Family Room | 15.5 x 26.8 | Main |
Full Bath | 7.1 x 9.9 | Main |
Half Bath | 3.2 x 7.9 | Main |
Kitchen | 13.8 x 13.1 | Main |
Living Room | 16.1 x 22.7 | Main |
Primary Bath | 17.4 x 13.6 | Upper |
Primary Bedroom | 15.9 x 18.1 | Upper |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $444,000 | $444,000 | $444,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $851 | $851 | $851 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,954 | $2,917 | $3,744 |
Total Monthly Payment | $3,897 | $3,860 | $4,687 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.