A Luxurious, Elegant, Tropical Paradise for the discerning buyer. The rich timeless Mediterranean architecture at Bella Trae is conveniently located near the "Four Corners" of Orange, Polk, Osceola and Lake counties surrounded by resorts, theme parks, great shopping, business and more. This Cormorant model is a 2 story 2bd/2ba/den/1, 893 sq ft Carriage home design w/vaulted ceilings throughout. The split bedroom layout offers privacy for the master bedroom w/tranquil view at the backside of this beautiful home. The second bedroom can be used as a 2nd master suite for guests. A spacious great room w/triple panel sliding doors that lead to a covered/screened lanai giving it a spacious feel. Kitchen features 42"maple upper cabinets, black appliances, Corian countertops with integrated sink. The en suite master bathroom has a large walk in shower, white cabinet vanities with cultured marble countertop. The 3rd room is great to use as an office or den also with double doors. The second and third bedrooms share a bathroom with a tub/shower combo. Brick paver driveway and walk way lead to courtyard entrance. The community features a 24hr gated entrance, a beautiful 12, 500 sq ft clubhouse, w/multi-functional rooms utilized for a myriad of activities such as billiards, cards, crafts, socializing and more. An activities director is on site for setting up clubs and activities. The resort styled heated pool is designed for both socializing as well as exercising. Then you can wind down in the spa to relax after a long day. The fitness center is stocked w/state of the art fitness equipment. A great place to enjoy as your primary residence or second vacation home. Cable, Phone and internet in HOA fees. Brand New Compressor and Air Handler May 2024, Ducts Cleaned May 2024, Hot Water Heater May 202, Garbage Disposal 2023.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,600 | $239,600 | $239,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.616% | 7.055% | 6.256% |
Monthly Tax Payment | $312 | $312 | $312 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,614 | $1,574 | $2,021 |
Total Monthly Payment | $2,001 | $1,961 | $2,408 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.