980 OCEAN AVENUE WHERE SPECTACULAR VIEWS OF THE LONG ISLAND SOUND WILL WARM YOU EVERY SINGLE DAY - WINTER SPRING SUMMER AND FALL! This charming 1372 SF modified Cape directly across from Sea Bluff Beach is a perfect year-round or summer retreat. THREE BEDROOM/TWO FULL BATH beach home with open layout and hardwood floors throughout has been freshly painted and ready for your touches. Full of potential with direct 180-degree water views from the living room and generous primary bedroom. First floor laundry. Two off street parking spaces and deeded right of way to Sea Bluff Beach. Vacations are never long enough. Be on vacation year-round in this wonderful home . . . with stellar views and light. . . just steps from the beach. West Haven Metro North Train Station only 6 minutes away! Come and see this gem of a property!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | Upper | |
Bedroom 2 | Hardwood Floor | Upper | |
Dining Room | Hardwood Floor | 13.5 x 13.0 | Main |
Living Room | Hardwood Floor | 18.5 x 10.0 | Main |
Primary Bedroom | Vaulted Ceiling,Hardwood Floor | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,999 | $431,999 | $431,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $835 | $835 | $835 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,910 | $2,871 | $3,643 |
Total Monthly Payment | $3,836 | $3,797 | $4,569 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.