ASSIGNED GARAGE PARKING TRANSFERABLE WITH SALE!!
This stunning, fully renovated true 2 bedroom? has a patio containing water for your private garden and electricity for lighting!! Upon entry, the foyer has been masterfully designed into a gorgeous home-office with built-in wood shelving. The fully renovated kitchen with added hardwood floors, has also been thoughtfully designed by the owner, maximizing storage space featuring an island adding a seating are and counter space. There is a pantry closet off the kitchen as well. The living room looks out onto the well-maintained garden landscaping that Netherland Gardens is known for. The second bedroom is adorned with French doors making it function perfectly as a den or additional living space allowing light to flood the room from the patio. The bathroom has been expanded in size allowing for additional storage space and the row of closets in hallway have been combined maximizing every inch of space. The main bedroom has an additional closet and is a quiet oasis. This is truly a one-of-a-kind!!!
PLS NOTE: Netherland Gardens has a strict 25% projected DTI requirement. NO exceptions.
Netherland Gardens is a well-run Co-Op with impeccably cared?-for and landscaped grounds? with onsite management. ? Parking is available on the private street for all tenants, with indoor and outdoor rented spaces. Storage is also available in each building. There is a children’s playground, and a beautiful community room available to rent with a ?functioning kitchen. Park benches and umbrellas are available throughout the grounds for tenants to enjoy. This wonderful Co-op is a block to local/express buses and plenty of shopping and restaurants. Metro?-North ?is close by for a quick commute into Grand Central.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $224,000 | $224,000 | $224,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,509 | $1,489 | $1,889 |
Total Monthly Payment | $1,584 | $1,564 | $1,964 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.