Welcome to 896 Hilltop Road, Mill Neck, NY - Built in 2015 an exquisite residence that epitomizes elegance and sophistication. This stunning home boasts 3, 798 square feet of meticulously designed living space, set on a sprawling 14, 932-square-foot lot, offering a harmonious blend of luxury and comfort. Upon entering, you are greeted by a grand foyer that sets the tone for the rest of the home. The main level features an inviting formal dining room, perfect for hosting intimate gatherings. The eat-in kitchen is a chef's dream, adorned with granite and marble countertops, high-end stainless steel appliances including a stove, refrigerator, microwave, dishwasher, and a wine cooler. A spacious pantry provides ample storage. The living area is anchored by a cozy fireplace, ideal for relaxing evenings. Hardwood floors flow seamlessly throughout the home, enhancing its timeless appeal. The primary suite is a sanctuary, offering a huge closet/dressing room and a luxurious bathroom. Three additional generously sized bedrooms and 2. 5 additional bathrooms ensure ample space for all. The home office provides a quiet space for productivity, while the gym caters to your wellness needs. The full basement offers additional living space for home entertainment including kitchen, gym, recreational areas and storage. Step outside to the expansive deck, which offers winter water views, creating a serene backdrop for outdoor entertaining. This smart home is equipped with Savant controls for lights, sprinklers, security, TV, and sound systems, providing seamless integration and ease of use. Experience unparalleled luxury in this distinguished residence. Schedule your private viewing today and step into a world of refined living. , Additional information: Interior Features: Marble Bath, Separate Hotwater Heater: yes
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,997,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,598,000 | $1,598,000 | $1,598,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.844% | 6.597% | 6.158% |
Monthly Tax Payment | $2,049 | $2,049 | $2,049 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $9,325 | $10,100 | $13,485 |
Total Monthly Payment | $11,499 | $12,274 | $15,659 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.