Welcome to coastal living at its finest! This beautiful single-family home in Portsmouth, RI, is just minutes from the ocean, offering both comfort and convenience in a prime location. Featuring an ensuite master bedroom and two additional spacious bedrooms, this home is perfect for anyone looking to enjoy the serene beauty of Rhode Island's coast. The large living room features a wood-burning fireplace flowing seamlessly into the dining area and kitchen, perfect for entertaining or relaxing. The kitchen has quartz countertops, new stainless steel appliances, and ample cabinetry. A large private backyard provides space for outdoor dining, gardening, or simply soaking up the coastal air. Escape to your own private oasis with this stunning inground pool, the perfect centerpiece of the backyard. The surrounding area offers ample space for sun loungers, dining, and poolside entertaining. Whether you're relaxing on a summer day or hosting a pool party, this luxurious outdoor space is designed for endless enjoyment and relaxation. Keep your car secure and have extra storage space with the attached garage that can fit two vehicles. Enjoy the charm of Portsmouth's coastal community while being just a short drive from Newport and all its attractions. Don't miss this opportunity to live near the ocean in one of Rhode Island's most desirable areas! Contact us today for a private showing.
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Our Executive Mortgage Banker:
Our Insurance Division:
$875,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $700,000 | $700,000 | $700,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.769% | 6.270% | 5.864% |
Monthly Tax Payment | $705 | $705 | $705 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,920 | $4,253 | $5,766 |
Total Monthly Payment | $4,717 | $5,050 | $6,563 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.