7 English Commons, #7, Topsfield, MA, 01983 | $979,000

Welcome to this stunning 2-bedroom, 2 full-bath, and 2 half-bath home in a highly sought-after 55+ gated community! This meticulously maintained property offers a blend of comfort, style & security. A bright and airy FP living area that flows seamlessly to the dining room and into the modern kitchen with stainless appliances and plenty of storage. A 1st-floor bonus room, perfect for a home office, hobby room, or guest space. The charming sunroom is ideal for relaxing and enjoying the natural sunlight year-round. The 2nd floor features 2 spacious primary ensuites with ample closet space. A finished walk-out LL complete with a wet bar, a sitting and dining area, and 2 sliders that bring you out to your private patio. Take advantage of a host of amenities, including a clubhouse, heated swimming pool, fitness center, putting green, walking trails, convenient location, and a calendar full of social events. Experience serene, carefree living in a secure beautifully landscaped setting.

Features

  • Parking: 1-car, Garage Door Opener, Deeded, Garage Faces Side, Common, Guest
  • Heating: Central, Forced Air, Natural Gas, Humidity Control
  • Cooling: Central Air
  • Levels: 3
  • Amenities: Shopping, Pool, Park, Walk/Jog Trails, Golf, Medical Facility, Bike Path, Conservation Area, Highway Access, Adult Community
  • Rooms: 8
  • Bedrooms: 2
  • Baths: 2 full / 2 half
  • Laundry: Laundry Closet, Main Level, Electric Dryer Hookup, Washer Hookup, Lighting - Overhead, First Floor, In Unit
  • Complex: English Commons At Topsfield
  • Year Built: 2011
  • Common Charge: $916 Monthly
  • Approx Sq. Feet: 3,000
  • Est. Taxes: $12,488
  • Adult Communities: Yes
  • Pet Policy: Yes w/ Restrictions
  • Appliances: Range, Dishwasher, Microwave, Washer, Dryer, ENERGY STAR Qualified Refrigerator, Vacuum System, Plumbed For Ice Maker
  • MLS#: 73288654
  • Buyer Broker Compensation: 2.00%
  • Website: https://www.raveis.com
    /raveis/73288654/7englishcommons_topsfield_ma?source=qrflyer
The property listing data and information set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information set forth herein.

Room Information

Type DescriptionDimensionsLevel
Bedroom 2 Walk-In Closet(s), Closet, Flooring - Wall to Wall Carpet, Window(s) - Bay/Bow/Box, Recessed Lighting16.0 x 13.0Second
Dining Room Flooring - Hardwood, Lighting - Overhead11.0 x 10.0First
Kitchen Flooring - Hardwood, Dining Area, Countertops - Stone/Granite/Solid, Recessed Lighting, Stainless Steel Appliances, Lighting - Pendant11.0 x 12.0Main,First
Living Room Flooring - Hardwood, Balcony / Deck, Recessed Lighting19.0 x 16.0First
Master Bedroom Walk-In Closet(s), Closet, Flooring - Wall to Wall Carpet, Window(s) - Bay/Bow/Box, Recessed Lighting16.0 x 15.0Second

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

The Deborah Lucci TeamSales Associates

978.771.9909

TheDeborahLucciTeam@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Joanne O'KeefeVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 38342

978.314.1072

Joanne.OKeefe@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance

978-337-3053

Paul.Berrios@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

7 English Commons, #7, Topsfield, MA, 01983

$979,000

The Deborah Lucci Team

Sales Associates

William Raveis Real Estate

Phone: 978.771.9909

TheDeborahLucciTeam@raveis.com

Joanne O'Keefe

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 978.314.1072

Joanne.OKeefe@raveis.com

NMLS Mortgage Loan Originator ID 38342

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $783,200 $783,200 $783,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.500% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.844% 6.597% 6.158%
Monthly Tax Payment $1,041 $1,041 $1,041
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,571 $4,950 $6,609
Total Monthly Payment $5,704 $6,083 $7,742

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.