HIGH AND DRY! Unit 19 at Imperial Point! Nestled in the coveted Imperial Point community in Largo, Florida, just minutes to the stunning Indian Rocks Beach, this completely remodeled first-floor corner condo is a rare gem waiting for you. With a prime location in a tranquil intracoastal waterfront setting, this home offers the perfect blend of comfort and coastal living. Step into this charming unit and prepare to be wowed! The open floor plan greets you with elegant newer flooring, custom display nooks and a sleek, modern kitchen featuring granite countertops, a spacious breakfast bar, newer cabinets and stainless steel appliances. The attention to detail continues with updated ceilings, fresh paint, and energy-efficient LED fixtures throughout. The expanded living room, enhanced by a newly enclosed lanai, offers panoramic views through newer windows adorned with custom blinds – ideal for soaking up the Florida sunshine. With two generously sized, beautifully designed bedrooms, the primary suite stands out with abundant natural light, a large walk-in closet and even a dedicated space for a stackable washer and dryer and NO NEED to take Laundry to 3rd floor. The en-suite bathroom is a showstopper with floor-to-ceiling custom tile, a step-in shower, tray ceiling and a modern vanity. The second bedroom impresses with its charming ship-lap accent wall and closet space. The fully updated second bathroom features custom tilework and stylish fixtures. This ground-floor corner unit benefits from added privacy and natural light, thanks to the large LOW-E windows. The AC system was recently updated in 2024 and owners have access a covered parking space with an extra storage unit for convenience. The entire Imperial Point complex has undergone a stunning renovation, with fresh paint, upgraded elevators, new carport roofs, landscaping and more – ensuring a modern and inviting environment. As part of this vibrant community, you’ll enjoy access to two sparkling pools – including one that’s oceanside and heated year-round – along with BBQ grills, picnic areas, a playground, and a private dock perfect for watching sunsets or fishing. The dock even has a fish cleaning station for your convenience! With HOA fees covering cable, internet, exterior maintenance, water, sewer, trash, recycling, roof upkeep, insurance, and all recreational amenities, this is carefree coastal living at its finest. If you're searching for your own piece of Florida paradise, don’t miss this opportunity! All 2025 Assessments have been paid
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $256,000 | $256,000 | $256,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $157 | $157 | $157 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,725 | $1,701 | $2,159 |
Total Monthly Payment | $1,957 | $1,933 | $2,391 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.