2304 Harding CIRCLE, Deltona, FL, 32738 | $389,999

WELCOME HOME! Come see this beautifully renovated 3 bedroom, 2. 5 bath, 2 Car Garage lake house. The home is located on an oversized lot sitting on Lake Louise! Step out onto the brand new deck and look at your breathtaking lake views with a new fence for privacy! The home has just been renovated with new interior and exterior paint, new flooring throughout, new kitchen, bathrooms, etc. AC has been serviced and with double pain windows the house stays nice and chilly! This home is loaded with updates throughout! The master bedroom has a beautiful bay window with his and her walk in closets. The master bath has his and her new vanities with a large walk in shower and new toilet, flooring, and paint. A GREAT home for the growing family and so much more to the house you must see in person!

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: In Garage
  • Year Built: 1989
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,753
  • Acreage: 0.47
  • Est. Taxes: $5,008
  • Lot Desc: Oversized Lot
  • View: Water
  • Elem. School: Osteen Elem
  • Middle School: Heritage Middle
  • High School: Pine Ridge High School
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Solar Hot Water Owned
  • MLS#: O6239226
  • Days on Market: 56 days
  • Website: https://www.raveis.com
    /prop/O6239226/2304hardingcircle_deltona_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/8/2024 1:17:08 PM)
Listing courtesy of KONA REALTY SERVICES LLC   Phone: 407-960-6844

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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2304 Harding CIRCLE, Deltona, FL, 32738

$389,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $311,999 $311,999 $311,999
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.042% 6.160%
Monthly Tax Payment $417 $417 $417
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,076 $2,050 $2,631
Total Monthly Payment $2,568 $2,542 $3,123

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.