1224 CUNNINGHAM CREEK Drive, St Johns, FL, 32259 | $679,000

Waterfront pool home sitting on half an acre in River Oaks Plantation offers access to Julington Creek Plantation amenities. Featuring 4 bedrooms and 3 full bathrooms, this meticulously maintained property boasts attractive curb appeal with a circular driveway and landscaped surroundings. Nestled in a sought-after community centrally located in St. Johns County, this home welcomes you with updated crown molding, wood flooring, and custom windows that invite natural light while tinted windows reduce heat. Upon entering, you'll find a seating room with windows overlooking the pool. The formal dining area is ideal for gatherings and hosting. The main living space features vaulted ceilings, custom windows that bring in daylight, and picturesque water views. The kitchen is equipped with KitchenAid stainless steel appliances and granite countertops, and the breakfast nook overlooks the pool area and main living space. The guest bathroom by the pool includes a full shower and direct access to the pool area. The guest bedroom, located near the owner's suite, is across from this bathroom and both feature updated crown molding. The owner's suite is also enhanced with crown molding and opens to foyer, which includes one of two walk-in closets. The owner's bathroom is equipped with a double vanity, updated cabinet knobs, a jacuzzi bathtub, and a private grotto-style walk-in shower. The split floor plan places the remaining two bedrooms on the opposite side of the home, sharing a Jack-and-Jill bathroom. River Oaks Plantation offers a private dock overlooking the St. Johns River and a community pool. As an owner in this community, you also gain access to the amenities of Julington Creek Plantation, including a community pool, kids' splash pool, tennis courts, basketball courts, a skate park, and walking parks. Conveniently located near shopping, dining, and entertainment, this home and its location are a must-see! Schedule your private showing today!

Features

  • Amenities: Basketball Court, Children's Pool, Clubhouse, Jogging Path, Playground, Tennis Court(s), Water
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Style: Traditional
  • Year Built: 1998
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,396
  • Acreage: 0.54
  • Est. Taxes: $5,909
  • HOA Fee: $350 Semi-Annually
  • Lot Desc: Few Trees, Sprinklers In Front, Sprinklers In Rear
  • View: Pond, Water
  • Water Front: Yes
  • Appliances: Dishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Freezer, Microwave, Refrigerator
  • MLS#: 2044916
  • Days on Market: 22 days
  • Website: https://www.raveis.com
    /prop/2044916/1224cunninghamcreekdrive_stjohns_fl?source=qrflyer
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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1224 CUNNINGHAM CREEK Drive, St Johns, FL, 32259

$679,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $543,200 $543,200 $543,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.483% 6.273% 5.268%
Monthly Tax Payment $492 $492 $492
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,301 $3,301 $4,293
Total Monthly Payment $3,885 $3,885 $4,877

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.