KENSINGTON SECTION OF BERLIN! First time offered since this home was built! Charming 4-Bedroom Colonial in Sought-After Winesap Neighborhood. Lovingly maintained by its original owners for over 50 years, this home boasts a fantastic floor plan with generously sized rooms, perfect for entertaining or relaxing. The bright, sun-filled interior features a spacious front-to-back living room, a cozy family room with vaulted ceilings, built in bookshelves and fireplace. A large dining room is ideal for hosting upcoming holiday gatherings. Additionaly the main level features convenient 1st-floor laundry, a guest bathroom and screened in porch to experience morning coffee while taking in the vistas of the well manicured yard. The upper level provides nice-sized bedrooms with a primary bathroom and main bathroom. Need more room? The finished, heated lower-level has versatile space, ideal for a multimedia room or home office. Equipped with a premium Buderus furnace and hot water system fueled by efficient natural gas, this home ensures year-round comfort while keeping utility costs to a minimum. Outside, the spectacular flat 3/4 acre lot is perfect for sports, pets, and outdoor enjoyment. Nestled in a super walkable community, you'll be just minutes away from Timberlin Golf Course, Ragged Mountain Hiking, and Shuttle Meadow. This home truly combines timeless charm with modern convenience! Not often do homes go on the market in this area. Don't miss out on this rare opportunity!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Wall/Wall Carpet | 10.2 x 13.5 | Upper |
Bedroom 2 | Hardwood Floor | 12.5 x 10.8 | Upper |
Bedroom 3 | Hardwood Floor | 11.2 x 13.0 | Upper |
Dining Room | Wall/Wall Carpet | 12.0 x 14.6 | Main |
Eat-In Kitchen | Eating Space,Sliders,Hardwood Floor | 8.1 x 14.1 | Main |
Family Room | Vaulted Ceiling,Fireplace,Hardwood Floor | 13.1 x 14.3 | Main |
Kitchen | Island,Hardwood Floor | 11.7 x 13.7 | Main |
Living Room | Wall/Wall Carpet | 23.1 x 13.0 | Main |
Other | Laminate Floor | 8.5 x 13.0 | Main |
Primary Bedroom | Full Bath,Wall/Wall Carpet | 13.5 x 15.1 | Upper |
Rec/Play Room | Concrete Floor | 21.7 x 19.6 | Lower |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $388,000 | $388,000 | $388,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $640 | $640 | $640 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,358 | $2,324 | $3,066 |
Total Monthly Payment | $3,073 | $3,039 | $3,781 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.