|
22 Shoddy Hollow Road, Otisville (Mount Hope), NY, 10963 | $259,900
Are you the buyer who has been tirelessly searching for your perfect home? You've watched, waited, and felt the sting of missed opportunities. The homes you've seen just didn't feel right not the right fit, not the right charm, not the right potential. Until now. Welcome to the home that changes everything. Set in the esteemed Minisink School District, this property is more than just a house it's a canvas for your vision, a place where your dreams can finally take root. Here, you have the chance to create something truly unique, a reflection of your tastes, your desires, and your aspirations. This gorgeous property offers the ideal balance: ample space to mold and shape to your heart's desire, yet perfectly manageable for a life well-lived. Imagine the possibilities as you relax on your back deck, the evening sun casting a warm glow over your future. It's not just about the home; it's about the life you've been dreaming of living. Located just 70 miles from the heart of New York City, with convenient access to mass transit options, this home offers a peaceful retreat without sacrificing proximity to the city that never sleeps. Spend weekends exploring nearby attractions, from hiking trails and quaint local shops to the Hudson Valley's vibrant cultural scene. Here, you're close to everything that matters, yet far enough to feel like you've truly escaped. This is your moment, your opportunity to finally stop searching and start living. Step into a home that promises more than just four walls; it offers a future where every corner and every detail reflects who you are and the life you've been waiting for. Don't let this one be the one that got away. Your perfect home is here, ready and waiting for you to make it your own. Will you seize it?
Features
- Town: Otisville
- Rooms: 5
- Bedrooms: 3
- Baths: 1 full
- Style: Cape Cod
- Year Built: 1952
- Heating: Oil, Forced Air
- Cooling: Window Unit(s)
- Basement: Full
- Approx Sq. Feet: 1,008
- Acreage: 0.72
- Est. Taxes: $4,333
- Elem. School: Otisville Elementary School
- Middle School: Minisink Valley Middle School
- High School: Minisink Valley High School
- School District: Minisink Valley
- MLS#: H6327251
- Days on Market: 8 days
- Website: https://www.raveis.com
/prop/H6327251/22shoddyhollowroad_otisville_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
22 Shoddy Hollow Road, Otisville (Mount Hope), NY, 10963
$259,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $207,920 | $207,920 | $207,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
| Monthly Tax Payment | $361 | $361 | $361 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,263 | $1,245 | $1,643 |
| Total Monthly Payment | $1,699 | $1,681 | $2,079 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535