Welcome to 1402 Bay Blvd, a waterfront haven nestled in the serene neighborhood of Atlantic Beach, New York. This five-bedroom, four-bathroom residence is a dream come true for water enthusiasts, offering a private dock and direct water access for all your boating, fishing, and water sport's needs. As you enter the home, you discover a warm living space, complete with a comforting fireplace, ready to welcome you after a day spent on the water. Adjacent to this, a formal dining room and chef's kitchen await, designed for both entertaining and everyday living. The family room, adorned with French doors, opens up to an expansive backyard oasis, featuring an in-ground pool and lush landscaping, perfect for hosting or simply unwinding by the water. The residence offers a unique multi-level living experience. The private suite, occupying its own level, is bathed in natural light, providing a tranquil retreat. Three additional bedrooms and two bathrooms reside on another level, ensuring comfort for all. The lower-level houses a versatile two-room office space and guest bathroom, ideal for a home office, extra living quarters, or storage for your boating gear. The fully finished basement features a gym and a full bath for your convenience and leisure. As a bonus, you have Atlantic Beach resident only beach access, enhancing the allure of this waterfront gem. Situated just a short distance from local amenities and about an hour from Manhattan, this home offers the perfect blend of serene waterfront living and city proximity. Don't miss the chance to make this nautical paradise your very own. , Additional information: Appearance: mint, Interior Features: Lr/Dr, Separate Hotwater Heater: y
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,880,000 | $1,880,000 | $1,880,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.844% | 6.597% | 6.158% |
Monthly Tax Payment | $2,739 | $2,739 | $2,739 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $10,971 | $11,883 | $15,865 |
Total Monthly Payment | $13,835 | $14,747 | $18,729 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.