Seller Motivated for this Historic Downtown Charmer! This adorable two story cottage is a 2 bedroom, 1 and 1/2 bath is a must see. Open concept living on the first floor. Kitchen has solid wood cabinets, and newer appliances (2022). Second floor offers two spacious bedrooms with ample closet space, vaulted ceilings, loft in guest bedroom and porch off of the master suite. Personal space and privacy with the unique Jack & Jill split full bath. Upgrades include brand new HVAC, newer water heater (2020), Rain X water softener and storm doors on ground level. Home elevated and has not had interior flooding. Backyard fenced with brick pavers and ample room for entertaining. You may use the two matching sheds for storage of bikes, beach gear etc. . . This operating short term rental has two porches. The front porch is ground level to enjoy your morning beverage, and chat with neighbors. Have a nightcap on the balcony with a waterview. The second floor balcony/porch was replaced in 2023. The home and property has been well kept and loved. Realtor owned and recently furnished for short term rental. Enjoy the low maintenance outdoor living space with stone pavers, fencing and room to add a water feature. The palm trees and balcony from primary provide a shaded space to entertain, cookout and get to know the neighbors. Lincolnville is a unique, active and very friendly neighborhood. All of this within the surroundings of historic downtown that include restaurants, shops, museums, parks and the San Sebastian River in view from the upstairs porch. Come make this your forever Florida home, or family get-a-way and take advantage of the income producing opportunity of a short term rental. This property is zoned RG1 for nightly visitors. Listing agent is a Realtor that owns the property. Bring offers!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $437,600 | $437,600 | $437,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $290 | $290 | $290 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,911 | $2,908 | $3,690 |
Total Monthly Payment | $3,293 | $3,290 | $4,072 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.