Welcome to 92 Hemlock Drive! This move-in ready ranch-style home boasts 3 spacious bedrooms and 2 full bathrooms. The updated kitchen flows seamlessly into a generous dining area and a bright, sunlit living room, featuring a cozy wood-burning fireplace and a large picture window. The family room, complete with a second fireplace, offers a warm entry from the attached one-car garage and can serve as a versatile space-perfect for a playroom, office, gym, or whatever you envision! The level yard provides ample space for play, gardening, or creating a patio for outdoor dining. The home features meticulously updated mechanicals, along with plenty of storage space in the basement. Enjoy the cooler months with a cozy fireplace and admire the magnolia tree and pretty pink azaleas in the spring! Situated in a private, set-back location, it's still conveniently close to schools, transportation, and the expanding Bull's Head center-offering new dining and shopping options like Starbucks, Frank Pepe's, Shake Shack, and Whole Foods coming soon! Some of the many recent updates include; electric service updated to 200 amps, new tankless hot water heater (2021), new roof (2012), attic fully insulated with cellulose (2019), new large 5 in. gutters (2022), new washing machine (2024). Hallway bath can be expanded (chimney behind the wall is non-functional and can be removed). Public water, public sewer, and city trash pick that comes to you, no need to bring the cans down the driveway, adds to your ease of maintenance!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 12.5 x 11.0 | Main |
Bedroom 2 | Hardwood Floor | 11.0 x 10.0 | Main |
Dining Room | Hardwood Floor | 12.5 x 10.5 | Main |
Family Room | Built-Ins,Fireplace | 11.5 x 25.0 | Main |
Kitchen | Remodeled,Quartz Counters | 9.5 x 12.5 | Main |
Living Room | Fireplace,Hardwood Floor | 12.5 x 20.5 | Main |
Primary Bedroom | Full Bath,Hardwood Floor | 13.0 x 11.5 | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.952.8600
Joseph.Mollica@raveis.com
NMLS Mortgage Loan Originator ID 130058
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.160% |
Monthly Tax Payment | $814 | $814 | $814 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,720 | $3,674 | $4,681 |
Total Monthly Payment | $4,626 | $4,580 | $5,587 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.