13013 Harbour Ridge Boulevard, Palm City, FL, 34990 | $579,000

COMPLETELY RENOVATED - 3 Bedroom/2. 5 Bathroom Patio Home. Renovated in 2020. New Kitchen with Quartz Countertops, Kitchen-Aid SS Appliances and Large Island/Snack Bar. 3rd Bedroom has been converted into a Den/Office with built-in Desk and closet removed. (Perfect for a sofa sleeper!) Guest Bath has walk-in tub! Tankless Hot Water Heater, Complete Impact Windows and Doors, and Full House Generac Generator installed in 2023 with 500 gallon propane tank. 2 Car Garage is air-conditioned. New electrical breaker box. New Roof in 2023. Located in Harbour Ridge Y&CC. $124, 000 Non-refundable Joining Fee and $1, 000 refundable Equity due at Closing Monthly HOA Fee includes Club Dues, Trail Fees, POA, Village HOA, Capital Fund Fees and appropriate taxes. Membership approval process includes: $500 application fee plus background/credit check. Additional financial information may be required to provide for credit scores below 740.

Features

  • Amenities: Boat Facilities,Clubhouse,Dog Park,Fitness Center,Golf,Library,Pickleball,Pool,Putting Green,Tennis Court(s),Trails/Paths,Gated
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Year Built: 1995
  • Garage: Attached,Garage,Garage Door Opener
  • Heating: Central,Electric,Individual
  • Cooling: Central Air,Ceiling Fan(s),Electric
  • Approx Sq. Feet: 1,756
  • Acreage: 0.22
  • Est. Taxes: $4,552
  • HOA Fee: $3,735
  • Lot Desc: Sprinklers Automatic
  • Elem. School: Bessey Creek
  • Middle School: Hidden Oaks
  • High School: Martin County
  • Pets Allowed: Yes
  • Appliances: Cooktop,Dryer,Dishwasher,Microwave,Refrigerator,Washer
  • MLS#: M20046674
  • Days on Market: 74 days
  • Website: https://www.raveis.com
    /prop/M20046674/13013harbourridgeboulevard_palmcity_fl?source=qrflyer
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The data relating to real estate for sale on this web site comes in part from a cooperative data exchange program of the Realtor® Association of Martin County, Inc. MLS. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the IDX logo or name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.
Listing courtesy of Harbour Ridge Realty Inc

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

13013 Harbour Ridge Boulevard, Palm City, FL, 34990

$579,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $463,200 $463,200 $463,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $379 $379 $379
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,082 $3,079 $3,972
Total Monthly Payment $3,553 $3,550 $4,443

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.