Come explore 5302 Senza Trail in beautiful Palmetto, Florida! This home offers many more advantages and value than a typical new construction, starting with its premium upgrades. For example, the added value of a professionally installed vinyl fence, a $10, 000 investment, already in place on this rare corner lot – one of the few approved for such fencing! You also will not have to upgrade your porch- this home comes with a paved screened-in lanai. This is a must in Florida- to escape the bugs. This will also save you thousands! Unlike many new builds, this property includes gutters, also potentially saving you thousands down the road. The owners have also planted two fruit trees, providing you with seasonal fruit for your enjoyment! Inside, you'll find sleek tile flooring that flows seamlessly throughout the home, providing both style and durability. The master bedroom is in the rear of the home and the bathroom has a walk-in closet and double vanity, tiled master shower with rimless glass entry door. The other bedrooms are in the front of the house and all have their own closets. The living room and kitchen provide an open floor-plan with sliding glass doors to the porch- perfect for entertaining. The kitchen includes stainless steel appliances and quartz countertops with a back splash. The dining area is perfect for an art lover with board & batten feature wall and trendy paint to create a fun and beachy vibe. The owners have thoughtfully upgraded with ceiling fans, high-end appliances, and custom wire shelving in the garage – all of which convey with the property. Plus, they’re including a Ring doorbell and under-mount lighting in the kitchen, adding extra convenience and modern touches. The HOA fee also covers basic cable, beautiful community pool, clubhouse and fitness center providing even more value. Located in the heart of Palmetto, you're just minutes from the best of both St. Petersburg and Tampa, offering convenience, comfort, and countless local amenities. Don’t miss out on this incredible opportunity!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $332,000 | $332,000 | $332,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $264 | $264 | $264 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,017 | $2,017 | $2,624 |
Total Monthly Payment | $2,356 | $2,356 | $2,963 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.