Presenting this captivating Colonial home nestled in the heart of Hicksville. Step into a spacious and inviting living room, seamlessly flowing into a formal dining area, perfect for entertaining. The well-appointed eat-in kitchen is equipped with modern appliances, sleek soft-close cabinets, and plenty of counter space for culinary creativity. The master bedroom features generous closet space and a private ensuite bathroom for ultimate comfort. This home features 3 thoughtfully designed bedrooms, 2 pristine full bathrooms, and a versatile bonus living area, perfect for gatherings or relaxation. Enhanced by gas heating and cooking, the home boasts elegant hardwood floors and stylish recessed lighting throughout. A dedicated home office provides a quiet workspace, while the fully finished basement with an outside entrance (OSE) adds extra flexibility. Outside, a fenced backyard ensures privacy, and the detached 2-car garage provides ample parking and storage space. Situated in a prime location, this property provides convenient access to public transportation, shopping, dining, and entertainment. Don't miss out on the opportunity to make this Cozy Colonial your forever home!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,110 | $639,110 | $639,110 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $707 | $707 | $707 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,252 | $4,199 | $5,390 |
Total Monthly Payment | $5,051 | $4,998 | $6,189 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.