Tucked away on a majestic tree lined Street, 889 Jasmine is just 2 short miles to the quiet white sandy shores of Atlantic Beach. Situated on a large corner lot with plenty of room for the toys as this coastal community is free of deed restrictions and is not in a flood zone. Offering nearly 1300 ft. ², three bedrooms, two baths and a two-car garage, this sturdy home is the perfect blend of low maintenance and private serenity. The open concept kitchen offers granite countertops with a spacious bar overlooking both the living room with a cozy fireplace and open concept dining room making entertaining in the heart of the home easy. Updated white shaker cabinets with plenty of drawers, spacious pantry closet and stainless-steel dishwasher make this kitchen very efficient. You will appreciate the concrete side porch just off the dining room for grilling or dining alfresco under the canopy of old growth oaks. Spacious master bedroom with Trey ceilings, generous walk-in closet, large master bath with garden tub shower combo. The third bedroom is equipped with a door leading to the backyard, perfect for a guest room or home office. Warm wood floors make maintenance and cleaning easy while white wainscoting give that finished clean look. Some other notable features are the lush foliage surrounding the property with views and privacy from every window. Full white vinyl privacy fence ready for your furry family to run free. The1-year-old roof and concrete hardy lap siding eliminate impending high ticket maintenance items. This quaint community offers intercoastal access with a large, covered dock featuring a picnic table and grill, perfect for nature watching after an evening walk. Centrally located, this area of Atlantic Beach is just minutes away to the beach, Naval Station, Hannah Park, Mayport boat ramp as well as just about any type of shop, restaurant or amenity the modern world has to offer. Schedule a showing today as homes in this unique and coveted community are not offered for sale often.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $408 | $408 | $408 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,124 | $2,097 | $2,692 |
Total Monthly Payment | $2,607 | $2,580 | $3,175 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.