Be in your new home for the holidays. Don't miss out on this great home located in the Coe-Brown School District. Only a few minutes off Rte 4 for easy commuting and a short walk to Harvey Lake for year-round fun. As you enter the front door you'll find a huge coat closet and a half bath. Turn left into the living room or continue straight into the spacious kitchen with newer appliances, plenty of cabinet storage and pantry closet. A peninsula separates the dining/living room area that spans the width of the house. Head up the stairs to 2 nice sized bedrooms with wall-to-wall closets, an office/guest space, dedicated laundry area and full bath. Most interior walls have been freshly painted. Head down stairs to your full walkout basement. A few more finishes and you'll have a perfect space for entertaining or a family room. Separate utility room offers lots of storage. Step out back to a nice outdoor space for playing or relaxing.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,200 | $311,200 | $311,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $351 | $351 | $351 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,070 | $2,068 | $2,624 |
Total Monthly Payment | $2,496 | $2,494 | $3,050 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.