Turn Key Waterfront Oasis! This charming, fully furnished, 3-bedroom, 2-bathroom waterfront home in Crystal River offers a relaxing lifestyle in a prime location. This home features an updated kitchen, bathroom, recently painted, as well as a commercial-grade flood barrier system backed by a transferable warranty. Relax and soak in the serene water views from the screened rear patio, perfect for enjoying peaceful afternoons. Enjoy the deep-water canal, complete with a private boat dock, providing effortless access to the scenic Crystal River and Kings Bay. Explore the Gulf's abundant marine life, from world-class fishing and scalloping to breathtaking sunsets. Crystal River's reputation for exceptional fishing is well-deserved, with a history of landing record-breaking bass, redfish, and tarpon. Whether you're seeking a permanent residence or a lucrative rental opportunity, this property's rental history and consistent income stream make it an ideal investment. If you own a boat, or plan on getting one, this is the home for you. Notable Upgrades & Features: Energy Efficient Windows - 2009, Metal Roof - 2010, HVAC - 2016, Electrical Panel & Updates - 2022, Electric Water Heater - 2023, Refrigerator - 2023, Electric Stove/Oven - 2023, Dishwasher - 2023, Self Healing Exterior Paint - 2023, New Plumbing Piping (Entire House) - 2024, Upstairs Bathroom Complete Remodel - 2024, Corian/Butcher Block Countertops, Travertine Tile, Kayaks are negotiable, Septic to Sewer Conversion Completed.
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Our Executive Mortgage Banker:
Our Insurance Division:
$680,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $544,000 | $544,000 | $544,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $638 | $638 | $638 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,305 | $3,305 | $4,299 |
Total Monthly Payment | $4,035 | $4,035 | $5,029 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.