*** THE HOME HAS NO STORM DAMAGE OR WATER INTRUSION FROM HELENE OR MILTON. MOVE-IN READY HOME *** This home offers so much. . . PRIME LOCATION, UPGRADES, and AFFORDABILITY. With SOLAR PANELS installed in 2020, ELECTRIC BILLS ARE CURRENTLY ONLY $35 PER MONTH! THE BACKYARD HAS PET-FRIENDLY TURF! This charming home sits beneath the shade of mature trees, surrounded by a lush lawn. The current owner has used great care, attention, and love to maintain and enhance this property, making it move-in ready. The kitchen is well-appointed with wood cabinetry, granite counters, eat-in space, stainless steel appliances and backsplash. Other key highlights include…Oversized rear paver patio with firepit… Storage shed and separate storage/laundry room… 6-foot vinyl privacy fencing for the rear lawn… Fresh paint… Spacious carport… Paver front patio/entryway… Irrigation on automatic timer and well water (costing you ZERO on your water bill to keep your St Augustine grass green) … Regular/monthly lawn treatments… and an attic antenna for access to up to 60+ local channels. The built-in cost savings are generous! Some of the updates from 2016 through present are stainless steel appliances 2016 (NEW microwave in 2024), hurricane-rated LoE3 vinyl windows 2016, 30 -year dimensional shingle roof 2016, 2-ton HVAC 2023, epoxy coating on the carport drive space, new pump and well drilling, soffits/facia/gutters replaced, glass storm door at front entry, window blinds throughout, durable and attractive tiles throughout. The list feels almost endless. Conveniently located in the charming neighborhood of Jungle Terrace, known for its amazing location, mature oaks, friendly neighbors, and MINUTES to nearly an endless array of activities, from downtown attractions, festivals, shopping, restaurants, and TOP-RATED Gulf of Mexico beaches! For neighborhood civic association information, go to https: //jungle-terrace. org/ Solar panels have been paid off.
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Our Executive Mortgage Banker:
Our Insurance Division:
$357,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $285,600 | $285,600 | $285,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $143 | $143 | $143 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,900 | $1,876 | $2,409 |
Total Monthly Payment | $2,117 | $2,093 | $2,626 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.