Step into this charming 3-bedroom, 1. 5-bath ranch, nestled on a beautifully landscaped lot that welcomes you with mature plantings and a sense of calm privacy. As you approach, you’ll be greeted by a beautiful stone wall, pretty flowers, and a nice-sized open courtyard, The two-car garage offers plenty of space for vehicles and storage. Inside, the warmth of wood floors flows throughout, setting a cozy tone that invites you to settle in by the crackling fireplace. It’s the kind of place where family stories are shared, and the little moments become treasured memories. The bonus room in the basement is a hidden gem, offering endless possibilities – be it a playroom, home office, or personal retreat. It wold also be an ideal in-law apartment with a ground-floor entry, bathroom, and laundry room and plenty of basement space to expand if needed. Out back, you’ll find more privacy, where nature’s touch meets the charm of this home. You'll find a beautiful patio surrounded by flowers and fauna; perfect for enjoying your morning brew or gathering with friends on warm summer evenings. A space where life moves softer, and the world feels just a little bit brighter. . The home has been fabulously maintained and it shows! An updated septic system and modern conveniences make this a home ready for the future. The ideal location is close to the amenities of Springfield, yet in a peaceful rural neighborhood providing the best of both worlds, convenience and privacy. Come see today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.616% | 7.055% | 6.256% |
Monthly Tax Payment | $448 | $448 | $448 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,752 | $1,708 | $2,193 |
Total Monthly Payment | $2,275 | $2,231 | $2,716 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.