Coveted west of 41 location, 2 miles or less to the beach! Bike to the beach/sunsets, restaurants, shopping! Pride of ownership abounds in this cute bungalow featuring NUMEROUS updates: all tile floors, updated electric and plumbing in 2022/2023, new roof 2023, new central AC 2022, new cabinetry, backsplash and bathroom shower surround tile, and your own relaxing updated tiki hut with electric (2022) in the private back yard! Move-in condition, perfect for a first-time homeowner or as a fantastic rental investment (excellent rental history for 16 years, most recently at $2, 000/mo. annually) in an up-and-coming residential neighborhood with numerous newer and larger homes. Large shed in back yard with electric perfect for your tools and hobbies, and back yard is mostly fenced, for pets or kids. Long driveway and front walkway are attractively pavered. Oversized screened lanai. No HOA fees nor restrictions!
Don't miss this combination of pristine home condition and private lot, with a double lot next door for a sense of extra space and privacy! It's all been done for you! Enjoy!
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Our Executive Mortgage Banker:
Our Insurance Division:
$360,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $288,000 | $288,000 | $288,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $241 | $241 | $241 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,916 | $1,914 | $2,429 |
Total Monthly Payment | $2,231 | $2,229 | $2,744 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.