Spacious 6th Floor, one bed unit in Tompkins Manor. This unit boasts new dark brown laminate flooring throughout (wood floors are still underneath if you prefer them), new windows throughout (backed by lifetime warranty) and new energy saver light fixtures as seen. The main space is big enough for a to accommodate a living, dining and/or office space. The oversized bedroom has lots of natural light, ample storage space and a new energy star wall mount Air Conditioning unit. As a bonus, this unit comes with separate egress directly to staircase, a great feature if the elevators are down or you need to access the stairs quickly. Lobby has been recently renovated with a modern look. Laundry room, trash/recycling room on every floor. Close to all, supermarket, restaurants, shops, metro north railroad and bus stop. Debt to Income ratio cannot be more than 28% as required by board. Priced to sell, this unit will not last!
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Our Executive Mortgage Banker:
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$105,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $84,000 | $84,000 | $84,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $566 | $558 | $708 |
Total Monthly Payment | $641 | $633 | $783 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.