Welcome to 265 Joyce Rd, a stunning property located in the desirable town of Hamden, CT. A Beautiful custom built Colonial home with amazing views! The property is situated at the highest point in the neighborhood, at the base of Flat Top Rock, backing up to West Rock Ridge State Park, with a direct view of Sleeping Giant. Full upgraded roof replacement late 2022, along with adding Solar panels! Large eat in kitchen that features gorgeous granite, Sub Zero refrigerator, wet Butler pantry with wine chiller. Cathedral ceilings and fireplace showcase the large family room with sliders to the peaceful scenery. On the main floor you will also find a formal dining room, living room or library space, a laundry room, and 2 half bathrooms. Step outside to the backyard oasis, complete with a deck, perfect for entertaining and enjoying the beautiful surroundings. On the second floor, the open landing loft is a wonderful flex space. The primary bedroom offers a large walk-in closet, gas fireplace, built-ins and an ensuite bathroom with jetted bathtub and dual steam shower. Two bedrooms, two full bathrooms. A third mostly enclosed room with a large closet can be used as a 4th bedroom. The basement is partially finished and provides great additional recreational or fitness area. Conveniently located near shopping, dining, and major highways, this home is a must-see. Don't miss the opportunity to make 265 Joyce Rd your new home!
Type | Level |
---|---|
Bedroom 1 | Upper |
Bedroom 2 | Upper |
Dining Room | Main |
Dining Room | Main |
Full Bath | Upper |
Full Bath | Upper |
Full Bath | Upper |
Half Bath | Main |
Half Bath | Main |
Half Bath | Lower |
Living Room | Main |
Primary Bedroom | Other |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $1,641 | $1,641 | $1,641 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,188 | $3,148 | $4,041 |
Total Monthly Payment | $4,921 | $4,881 | $5,774 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.