NEW PRICE IMPROVEMENT and very motivated sellers. Welcome to ''Seaclusion'' Paradise! This aptly named charming second floor ocean view villa is the epitome of coastal living at its finest. Priced to sell, beautifully decorated & furnished this chic villa offers the perfect venue for a quick getaway or a long relaxing stay. The owners have implemented several upgrades including new LVP flooring, S/S appliances, quartz counters, new HVAC system, water heater, sinks & toilets along with very attractive furnishings & accessories. Capture stunning ocean views & magnificent sunrises from the screened in porch which is perfect for sipping morning coffee or indulging in evening cocktails. Harbor's private beach, pools & beach club are just steps away. Rental history available. This condo offers excellent value for money and features exceptional views from its second floor location. Present owners have created a wonderful haven in which to relax and enjoy all the beauty that Mother Nature has to offer. They have also equipped it with everything you need for an amazing vacation. Just bring your suitcases and let the fun and discovery begin. This unit can easily sleep four as it also has a pull out sleeper sofa. This is the only condominium building on Harbor that offers a screened in porch. Owners recently installed a really cute ceiling fan to make comfort a priority while relaxing and enjoying the view. Guest's pets are allowed in the "L" Building so potential rental income can be increased by allowing no more than two pets. Laundry facilities are available on all floor levels. The completely new and upgraded HVAC system and water heater were installed in 2023. Building does have an elevator for easy access. Owners and guests have the use of two private condo pools and also use of the all the facilities at the beach and racquet club including pool, changing rooms, tennis and pickle ball courts, basketball and volleyball area, workout rooms, children's play area and small child's pool. Harbor Island is definitely a place where you will always look forward to visiting and certainly hate to leave.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $188,000 | $188,000 | $188,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $175 | $175 | $175 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,251 | $1,250 | $1,612 |
Total Monthly Payment | $1,501 | $1,500 | $1,862 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.