Live in the best part of Tampa, the highly sought after Harbour Island! This gorgeous neighborhood was recently named a top 10 neighborhood in the entire country to call home in 2024. This townhome property is a gem on Harbor Island because of its size. There are very few 3 bedroom homes in the very desirable area of Harbor Island with a spacious 2 car garage. This home has 3 spacious bedrooms each with their own bathrooms, and a half bathroom on the main floor for guests. It has been lovingly maintained, with lots of upgrades by the owner. This property has a brand new roof (replaced in 2023), recently upgraded HVAC and hot water heater (replaced in 2022), new floors on the second floor, new lighting and ceiling fans in the main living floor, and a modern new kitchen backsplash. Over $50, 000 in upgrades has been spent just in the last 2 years. There are many additional features; such as a California Closet in the master bedroom, Plantain shutters on every window, upgraded stainless steel appliances, bathtubs in all the main bathrooms, AND if you're wanting privacy, this is the quiet corner end-unit that doesn’t share a wall with any neighbors (the bike garage is between the unit and the next door neighbors). For the out-of-towners, Harbor Island is fortunately elevated 10 ft above sea level, and this home/City Homes community has survived every hurricane, including the latest Hurricane Helene totally unscathed. This bright, natural light filled home is a 3 minute walk to the water, a 5 minute walk to the closest grocery store and the nearest boat slips, and a 7 minute walk to the best restaurants in town as well as the Amalie arena. Everything you could ever need is close by, including the Tampa General Hospital which is . 5 miles away and the University of Tampa which is 1. 2 miles away. This Harbor Island area is also rated A for the quality of the public schools. This set up is perfect for families and folks who are looking to or are going to retire. The neighborhood is exclusive, walkable, and living here in the most desirable part of Tampa will be one you congratulate yourself on for years to come.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $604,000 | $604,000 | $604,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $887 | $887 | $887 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,120 | $4,014 | $5,138 |
Total Monthly Payment | $5,099 | $4,993 | $6,117 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.