Beautiful 3/2 home in Silver Springs, FL near the Ocala National Forest. This home sits on over a 1/4 acre with mature trees. This home's exterior has been freshly painted and features high vaulted ceilings in the great room and not one but TWO bay windows, HUGE kitchen with SS appliances and a massive kitchen island that can fit 4 barstools. Off from the kitchen which is the heart of the home and centrally located the dinning room with plenty of space for a large table, a nook that can be another eating space (eat in kitchen) or home office or cozy seating area for entertaining or having a cup of coffee or glass of wine. There is a gorgeous picture window in between the kitchen and formal dining room that over looks the front of the property and has wood plantation shutters. This property also has a full bathroom with two bedroom and two linen closets steps away. There is inside W/D hook up. The primary suite is large and can easily fit a king size bed, plus two night stands and a dresser. In the primary bathroom there is a tub/shower combo plus more storage/ linen closet. All three bedrooms have carpet however in the main livingng areas there is new luxury vinyl floors in a rich warm brown.
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$125,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $100,000 | $100,000 | $100,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $41 | $41 | $41 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $665 | $665 | $843 |
Total Monthly Payment | $781 | $781 | $959 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.