THIS LOVLEY HOME IS IMMACULATE, MOVE IN READY, AND CHECKS OFF MANY BOXES ON YOUR WISH LIST!! Follow the Luxury Vinyl Plank (2021) thru the comfortably sized living room and dining area, to the tastefully updated kitchen (2021) with refaced cabinets, over and under cabinet lighting, pull out drawers, subway tile back splash, solar tube, & 2018 appliances. Primary bedroom also has LVP, large walk in closet, updated bathroom vanity and tile shower (2022) with grab bars. Lanai is under heat and air with acrylic windows and leads out to a grilling patio and fenced (2019) yard with beautiful butterfly attracting plantings making a serene setting to start your day, or unwind after a fun filled afternoon. SPRUCE CREEK PRESERVE is a fun and friendly 55+, active, gated, golf community nestled into Ross Prairie Nature Preserve creating a quiet country atmosphere, while still being less than 4 miles from golf, groceries, shopping, banking, doctors, hospital, restaurants and miles of nature trails. Great amenities and activities 24/7 manned gate, pool, hot tub, tennis, pickleball, corn hole, fitness center, water aerobics, yoga, exercise classes, cards, crafts, library, dances, pot lucks, billiards, social and travel clubs. Great North Central location is ideal for day trips from the Gulf of Mexico to the Atlantic Ocean and loads of activities in between !! ROOF 2014, HVAC 2023, WATER HEATER 2023, TERMITE BOND. Furnishings are Negotiable.
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Our Executive Mortgage Banker:
Our Insurance Division:
$229,525
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $183,620 | $183,620 | $183,620 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $203 | $203 | $203 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,268 | $1,237 | $1,562 |
Total Monthly Payment | $1,546 | $1,515 | $1,840 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.