Private, beautifully landscaped home featuring a wide open back yard, a huge mature, fenced in, garden with drip irrigation installed and work shed with electric. Friendly, cul-de-sac neighborhood, just minutes walk to downtown Durham. Home boasts beautiful hardwood, large sunroom with radiant heated floors and lots of potential. Bonus breakfast nook off of kitchen to enjoy the gorgeous yard while enjoying a cup of coffee. Also downstairs, features a master bedroom with walk out access to deck, a cozy family room and a mudroom. Two additional bedrooms and a full bath on the 2nd level. Home Energy Assessment, extremely efficient to heat and cool. A short walk to Jackson’s Landing playground, Churchill Ice Rink and less than a ten minute walk to downtown Durham’s restaurants, grocery stores and entertainment. Close to the UNH Whittemore Center, University of New Hampshire, and the Amtrak Downeaster. Great commuter location with easy access to Portsmouth and Dover. Subject to seller finding suitable housing. Showings begin Friday 9/13. Open Houses 9/13 4-6pm & 9/14 9-11am. Offer Deadline - Monday 9/16 @ 12: 00pm
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.160% |
Monthly Tax Payment | $696 | $696 | $696 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,656 | $2,622 | $3,342 |
Total Monthly Payment | $3,427 | $3,393 | $4,113 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.