302 Ruby Lake LANE, Winter Haven, FL, 33884 | $409,900

This 3 bedroom / 2 bath is truly a treasure. BRAND NEW Ac unit has been added. This gorgeous home is located in the gated community of Ruby Lake. This home features a formal living and dining room in addition to the family room complete with a fireplace. The open kitchen boasts a closet pantry, breakfast bar and eat-in kitchen area. There is also a large bonus room. The master bedroom / bathroom suite features a walk in closet, dual sinks, jetted garden tub and separate shower. You will enjoy the convenience of the inside laundry along with the bonus storage / office with AC vent in the 2 car garage. The spacious manicured back yard with many fruit trees also provides plenty of space for a pool. This home is located only 2. 6 miles to Legoland, shopping and dining. Also easy access to highway 27 for easy commutes.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 2001
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,067
  • Acreage: 0.26
  • Est. Taxes: $6,537
  • HOA Fee: $335 Semi-Annually
  • Lot Desc: Sidewalk
  • View: Garden
  • Pet Policy: Yes
  • Appliances: Cooktop, Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator
  • MLS#: P4931981
  • Days on Market: 54 days
  • Website: https://www.raveis.com
    /prop/P4931981/302rubylakelane_winterhaven_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/23/2024 3:36:22 PM)
Listing courtesy of DALTON WADE INC   Phone: 888-668-8283

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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302 Ruby Lake LANE, Winter Haven, FL, 33884

$409,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $327,920 $327,920 $327,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $545 $545 $545
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,182 $2,179 $2,812
Total Monthly Payment $2,802 $2,799 $3,432

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.