Welcome to your charming 2-bedroom, 1. 5-bathroom townhouse in the heart of Clearwater, Florida! Great news, this property is in a non-flood zone and the HOA is only $225 a month. This delightful home combines comfort and convenience. As you enter, you'll be greeted by a spacious living area filled with natural light, offering an inviting space for relaxation or entertaining. The well-appointed kitchen features newer stainless steel appliances, ample cabinet space, and a cozy dining area, ideal for hosting. Both bedrooms are generously sized on the second floor providing plenty of room for furniture and personal touches. The laundry room is also on the 2nd floor with full-size washer and dryer. This townhome is located just 15 minutes from beautiful world-renowned Clearwater Beach, 20 minutes from Tampa International Airport and 10 minutes from downtown Safety Harbor. Centrally located and surrounded by shopping and dining. This townhouse offers the perfect blend of comfort and convenience in a prime location. The Morningside Recreational Complex is steps away from Waterford Townhomes and offers pickleball, playground, basketball, tennis courts, fitness center and pool. Seller is offering a $1, 500 concession towards the replacement of carpeting. Don’t miss your chance to make this your new home, schedule your appointment today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $200,000 | $200,000 | $200,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $181 | $181 | $181 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,331 | $1,329 | $1,715 |
Total Monthly Payment | $1,587 | $1,585 | $1,971 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.