5 Stone Gate, #5, Smithtown, NY, 11787 | $624,999

Hidden Gem on a Secluded cul-de-sac in the Heart of Smithtown Discover this well maintained home offering 2-3 bedrooms and 3. 5 baths, situated in a peaceful, private setting. Enjoy an open floor plan with a vaulted ceiling and skylights in the living room, a formal dining area, and a kitchen equipped with new stainless steel appliances including a double oven. The spacious family room, complete with a wood burning fireplace and glass doors leading to a larger deck, provides a perfect space for relaxation and entertaining. The large primary bedroom features an en-suite with a jacuzzi tub and generous walk-in closets. Additional highlights include hardwood floors, central vacuum, central air conditioning, and Anderson windows. The property also boasts a newer hot water heater and a convenient garage with entrance to the basement. The new fully finished basement offers versatile guest quarters with a full bath, den, and ample storage space for additional possibilities. , Additional information: Interior Features: Guest Quarters, Lr/Dr

Features

  • Parking: Garage Door Opener, Attached, Driveway, Parking Lot
  • Heating: Natural Gas, Forced Air
  • Cooling: Central Air
  • Amenities: Trash, Park
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 3 full / 1 half
  • Complex: The Regency
  • Year Built: 1993
  • Common Charge: $380 Monthly
  • Est. Taxes: $12,646
  • Lot Desc: Sprinklers In Front, Cul-De-Sac, Near Public Transit, Near Shops
  • Elem. School: Accompsett Elementary School
  • Middle School: Accompsett Middle School
  • High School: Smithtown High School-West
  • School District: Smithtown
  • Appliances: Convection Oven, Dishwasher, Dryer, Microwave, Refrigerator, Washer, Gas Water Heater
  • MLS#: 3578291
  • Days on Market: 36 days
  • Website: https://www.raveis.com
    /prop/3578291/5stonegate_smithtown_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Signature Premier Properties   Phone: 631-360-2800

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5 Stone Gate, #5, Smithtown, NY, 11787

$624,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $499,999 $499,999 $499,999
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $1,054 $1,054 $1,054
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,369 $3,323 $4,217
Total Monthly Payment $4,515 $4,469 $5,363

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.